How PayPal Enterprise Payments handles agent-initiated payments across ChatGPT and Google AI Mode

Official Schedule Context

PayPal Enterprise Payments has shipped integrations across the major agentic surfaces in the last

six months each with human-in-the-loop confirmation and full transaction attribution back to the

originating AI platform. We'll tour all three paths: ACP for ChatGPT apps (delegated payment tokens

via complete_checkout, allowance validation, facilitator_details attribution), UCP with Google Pay

for Google AI Mode (server-side tokenizationSpecification, parsing androidPayCards for the single-

use token), and a preview of MCP Apps inline checkout, where the payment surface renders in-chat and

card data never enters the LLM context. For each path we'll cover where PayPal Enterprise Payments

fits, what the shopper and merchant each see, and the tradeoffs between them. You leave with working

code and the docs to evaluate which path fits your stack.

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